Cleaners constitute an important set of working personnel. They are engaged in sanitizing business premises, residential apartments, offices and so on. As in any other businesses, cleaners’ business encounters risks of different kinds. Purchasing cleaners’ business insurance is likely to reduce these risks. This article explains cleaners’ business insurance and its coverages: workers compensation insurance, […]

General liability insurance policy requires the maximum amount that an insurance company will be responsible for protecting the business owner by means of monetary compensations to the claimant during the time period when the policy is active. This policy usually list the maximum amount an insurer of the insurance company will pay per occurrence of […]

Business insurance coverage will be different for different companies based on the risk and the factors that can affect your business. The following are the factors that are to be considered while choosing business insurance for your company: Specific Risks: When a business operates with specific machinery, it has to be maintained and checked properly […]

Property insurance protects your business from loss or damage to the location of the business and to its assets. Business owners need to review the property coverage for determining the appropriate coverage so that to know the business insurance in place is insufficient or not. When buying a business property insurance, consider the following tips […]

Business insurance premiums are based on many factors. These premiums can be lowered by implementing best practices, safety guidelines and following all laws and regulations. The fastest way to lower insurance premiums is to follow the law and implement best practices for safety. The below are the tips to lower the business insurance premiums: 1. […]

Most of the small business owners think that they do not require workers compensation insurance for their business. Only some of the small business owners take workers compensation insurance. A workers compensation insurance is specially designed for a business to protect their employees against work related injuries. It also helps to prevent employers from being […]

Fire insurance is the type of insurance policy, in which an individual pays some amount of money to the company, in exchange to receive benefits for the fire losses. Fire insurance provides the security for home, stock, furniture, business buildings, etc,. Fire insurance provides the cost of replacement of properties and assets, which gets damaged […]

Credit insurance is also called as trade credit insurance. Credit insurance provides benefits for an individual and for the business. Credit insurance provides the protection for the policy holder against outstanding debts. Credit insurance recovers the business bill receivables, in case if they are not receivable from the customer or trader, as the trader or […]

Crime insurance provides insurance for the individuals and for the businesses against crime related losses. This insurance covers losses like fraud, theft, employee dishonesty, robbery and burglary. This insurance is very important for the business owners to protect their business from above kind of losses. The reasons for why the business owners opt crime insurance […]

Doing business requires many entities, such as, manpower, buildings, machines, vehicles, infrastructure, and so on. Even slight damage to any of the above entities, will cost heavily for the business. Therefore, in order to bail out businesses from the losses, in the unexpected situations, insurance is mandatory. There are different types of business insurance which […]